Calculate your return on investment (ROI) to measure investment performance and profitability. This comprehensive ROI calculator helps you analyze investment gains, compare different investments, and make informed financial decisions.
ROI Percentage:
ROI = (Gain - Cost) / Cost × 100%
Where:
Gain = Current Value + Income - Initial Investment
Measures total return as percentage of initial investment
Annualized ROI:
Annual ROI = ((Final/Initial)^(1/Years)) - 1
Alternative:
CAGR = Compound Annual Growth Rate
Accounts for time factor, enables fair comparison
Bought 100 shares at $50, sold at $65 after 1.5 years:
Rental property generating income over 3 years:
Marketing campaign return over 6 months:
| Investment Type | Typical Annual ROI | Risk Level | Time Horizon |
|---|---|---|---|
| Savings Account | 0.5% - 2% | Very Low | Any |
| Government Bonds | 2% - 4% | Low | 1-30 years |
| Corporate Bonds | 3% - 6% | Low-Medium | 1-30 years |
| Stock Market (S&P 500) | 8% - 12% | Medium-High | 5+ years |
| Real Estate | 8% - 15% | Medium | 5+ years |
| Small Business | 15% - 30% | High | 3+ years |
Select basic ROI, annualized, or multiple investments
Input your initial investment cost
Enter current or final value of investment
Add fees, taxes, and maintenance costs
Include dividends, rent, or other income
Get ROI percentage and performance analysis
Longer holding periods can compound returns but also increase risk. Annualized ROI helps compare investments with different time horizons.
Higher potential returns typically come with higher risk. Consider risk-adjusted returns when comparing investments.
Include all costs: purchase fees, maintenance, taxes, and transaction costs. Hidden costs can significantly impact ROI.
Economic conditions, interest rates, and market cycles all affect investment performance and ROI outcomes.
Compare ROI against relevant benchmarks and market indices for your investment type
Use annualized ROI to fairly compare investments held for different time periods
Factor in inflation - real ROI = nominal ROI minus inflation rate
Consider risk-adjusted returns like Sharpe ratio for a complete performance picture
Track ROI regularly but avoid making decisions based on short-term fluctuations